designed to assist you in understanding how we collect and use the
personal information you provide to us and to assist you in making
informed decisions when using our site and our products and services.
What Information Do
When you visit our Web
site you may provide us with two types of information: personal
information you knowingly choose to disclose that is collected on an
individual basis and Web site use information collected on an aggregate
basis as you and others browse our Web site.
Information & Email Information
You will provide us
information about yourself, your firm or company, and your practices when
you register for certain services, or register for email newsletters and
alerts. You may also provide additional comments on how you see us
servicing your needs and interests.
If you choose to
correspond with us through email, we may retain the content of your email
messages together with your email address and our responses.
Web Site Use
Similar to other Web
sites, our Web site utilizes a standard technology called "cookies" (see
explanation below, "What Are Cookies?") and Web server logs to collect
information about how our Web site is used. Information gathered through
cookies and Web server logs may include the date and time of visits, the
pages viewed, time spent at our Web site, and the Web sites visited just
before and just after our Web site.
How Do We Use the Information That
You Provide to Us?
Broadly speaking, we use
personal information for purposes of administering and expanding our
business activities, providing customer service and making available
other products and services to our customers and prospective customers.
Occasionally, we may also use the information we collect to notify you
about important changes to our Web site, new services and special offers
we think you will find valuable. You may notify us at any time if you do
not wish to receive these offers by emailing us at
What Are Cookies?
A cookie is a very small
text document, which often includes an anonymous unique identifier. When
you visit a Web site, that site's computer asks your computer for
permission to store this file in a part of your hard drive specifically
designated for cookies. Each Web site can send its own cookie to your
browser if your browser's preferences allow it, but (to protect your
privacy) your browser only permits a Web site to access the cookies it
has already sent to you, not the cookies sent to you by other sites.
How Do We Use
Information We Collect from Cookies?
Cookies, in conjunction
with our Web server's log files, allow us to calculate the aggregate
number of people visiting our Web site and which parts of the site are
most popular. This helps us gather feedback in order to constantly
improve our Web site and better serve our customers. Cookies do not allow
us to gather any personal information about you and we do not generally
store any personal information that you provided to us in your cookies.
with Third Parties
We do not share your
information with unaffiliated third parties. We may, however, share your
information with our own personnel and our service providers to the
extent necessary to fulfill your requests. We reserve the right to
disclose your information under limited circumstances, such as to
cooperate with law enforcement or judicial authorities as required by law
or legal process, to protect our own legal rights, or to protect the
Whenever you are online, you run the risk that the information you give
out will fall into the wrong hands. Although we implement and maintain
reasonable security procedures and practices to safeguard your privacy,
we cannot guarantee the security of any information you provide to us.
We accept no responsibility or liability for the activities of third
Notice of New
Services and Changes
We may, from time to
December 20, 2006